Specialized in: IT, SaaS, software agencies in the UAE

IT/SaaS accounting in the UAE that keeps your FTA deadlines under control

Q: What should we do about foreign clients and recurring invoices?

Foreign clients and recurring invoices are tracked separately: it’s important to correctly determine the VAT status of revenue and keep invoices systematically, not just before a deadline.

Q: Does the Free Zone 0% Corporate Tax rate apply to software/service revenue?

It depends on your revenue structure and qualifying income under the QFZP rules — this is verified against your company’s facts, not assumed automatically.

Q: Can accounting be run in QuickBooks, Xero or Zoho Books?

Yes, we work with all three — we set up from scratch or handle a cleanup if records already exist in one of them.

Q: How is Stripe / payment gateway activity handled for bank reconciliation?

Payment gateway exports are reconciled against the bank and invoices as part of monthly close, so revenue and fees are reflected correctly.

Q: What do we need to prepare for VAT and Corporate Tax?

Typically: invoices, bank statements, contracts, payment gateway data, and your current VAT/CT registration status. We confirm the exact list after the initial assessment.

Q: When is an audit-ready file needed?

Typically for Free Zone companies that are required under the QFZP rules to have audited financial statements.

Q: What if our records were kept in Excel or not kept regularly?

We start with a cleanup: bring invoices, bank and payment data into order, then move to a regular monthly close.

Q: How could eInvoicing affect an invoice-heavy IT/SaaS business?

If invoices make up most of your transaction volume, it’s worth checking early whether your current accounting stack and processes are ready for the UAE eInvoicing format.

We run monthly close, invoices, bank reconciliation, VAT and Corporate Tax for software, SaaS and service companies. Your fee is scoped to your actual transaction volume and business structure.

Bilingual accounting team based in Dubai. No guaranteed 0% claims before we review your documents.

Software / SaaS / IT servicesFree Zone & MainlandInvoices + Bank ReconciliationVAT + Corporate TaxQuickBooks / Xero / Zoho

Step 1 of 5 · Company

We’ll estimate your fee based on actual transaction volume and company structure.

Why BGA

Specialized, not generic bookkeeping

We work with IT/SaaS/service business models: recurring invoices, subscriptions, foreign clients.

We know your accounting stack

QuickBooks, Xero, Zoho Books, Stripe and other payment gateways — no re-training needed.

Fee scoped to transaction volume

Your fee is scoped to actual transaction volume — from AED 3,500/month, with a custom quote for higher volumes.

Bilingual accounting team in Dubai

Communication and reporting in English, with local expertise in UAE compliance.

01Who it’s for

For teams working with invoices, subscriptions and foreign clients

SaaS / subscription business

Recurring invoices and subscriptions that need to be reconciled every month.

Software agency

Contracts, milestone invoices and payments from clients abroad.

IT consulting

Hourly and retainer invoices, several payment gateways at once.

App / product studio

Mixed revenue: subscriptions, one-off sales, foreign clients.

Free Zone IT company

Questions about QFZP, qualifying income and the 0% Corporate Tax rate.

Service companies with recurring invoices

Bank reconciliation and VAT scope that are easy to miss.

02What’s included

An operational process, not a list of promises

QuickBooks, Xero, Zoho Books, bank reconciliation and the UAE tax calendar — in one clean process.

Invoices and contractsOrganizing issued invoices and tracking payments.

Bank / payment gateway reconciliationStripe and other gateways, bank transfers, cards.

VAT filing supportCalculation, preparation and filing of the return through your own FTA access.

Corporate TaxDeadlines, filing readiness, deadline tracking.

QuickBooks / Xero / ZohoSetup from scratch or cleanup of an existing accounting stack.

Monthly closeMonth-end close following a clear operational checklist.

Management snapshotA clear numbers snapshot for the business owner.

Audit-ready fileAudit file preparation for Free Zone companies, where applicable.

How the process works

Documents→

Reconciliation→

VAT / CT→

Monthly close→

Owner summary

03For founders

Focus on your product, not FTA deadlines

You focus on product, sales and the team. BGA keeps the accounting routine running: invoices, bank statements, the VAT/CT calendar, monthly close and a clear list of next steps.

Your time

Product and roadmap

Sales and clients

Team and hiring

Strategy and growth

We handle

Invoices and contracts

Bank and payment gateway reconciliation

VAT / CT calendar and deadlines

Monthly close and management snapshot

04 Pricing

A fee scoped to your actual transaction volume

We scope the fee to your actual transaction volume — from AED 3,500/month. We take into account the number of invoices, bank transactions, VAT/CT status, Free Zone/Mainland structure, any cleanup needed and your accounting software.

What we take into account

Number of invoices per month

Bank / payment transactions

VAT / CT status

Free Zone / Mainland structure

Any cleanup needed

Accounting software used

05 Free Zone

Free Zone doesn’t always mean an automatic 0%

For IT/SaaS companies it’s important to verify QFZP conditions, qualifying income, substance, audited financial statements and supporting documentation — before building a financial model on the 0% rate.

Check my QFZP risk

General information only. We do not guarantee the 0% rate and this is not a substitute for a review of your company’s documents.

What we verify against your company’s facts

QFZP conditions

Qualifying income

Substance requirements

Audited financial statements

Supporting documentation

07How to start

A start without a long onboarding

20 minutes: we go through your company structure and transaction volume.

We review invoices, bank data, VAT/CT status, Free Zone/Mainland.

We propose scope and fee.

We start monthly close and the compliance calendar.

08Questions

FAQ

Does an IT/SaaS company in the UAE need to keep accounting records even with few clients?

Yes — even with a small number of clients, VAT/CT deadlines, invoices and bank reconciliation still apply, and the FTA checks these regardless of revenue size.

What should we do about foreign clients and recurring invoices?

Does the Free Zone 0% Corporate Tax rate apply to software/service revenue?

Can accounting be run in QuickBooks, Xero or Zoho Books?

How is Stripe / payment gateway activity handled for bank reconciliation?

What do we need to prepare for VAT and Corporate Tax?

When is an audit-ready file needed?

What if our records were kept in Excel or not kept regularly?

How could eInvoicing affect an invoice-heavy IT/SaaS business?

Ready to discuss your structure and transaction volume?

20 minutes — and you’ll have a clear scope, fee and next steps.

Reviewed by Elena Stupenkova — CEO of BGA, specializing in accounting and tax for companies in the UAE.

Page last updated: July 1, 2026.

Disclaimer

The information on this page is general in nature and does not constitute tax, audit or legal advice. Responsibility for registration, and for the accuracy and timeliness of tax reporting and payments to the Federal Tax Authority (FTA), rests with the taxpayer. BGA does not guarantee application of the 0% Corporate Tax rate and makes no promises about the outcome of tax audits.

BGA provides accounting support services: we prepare returns and file them through the client’s own FTA access; audits are arranged through independent auditors accredited by the UAE Ministry of Economy. BGA is not a registered FTA tax agent.